Choosing to buy a home is one of the biggest decisions you’ll make in your life. It’s a complex ordeal that requires a lot of planning. Instating the help of a knowledgeable realtor can make this process run smoothly. Tammy and Jerry are ready to help you on this journey. Here is a general overview of what to expect and prepare.
Get Your Finances In Order
The first thing you’ll need to do is put money aside for a down payment. This amount will change depending on the purchase price of the home you’re planning to buy. Second, you’ll need to meet with a mortgage broker to determine what you can afford. We have a few lenders we can recommend that are not only knowledgeable and competitive but fun to work with.
Visualize Your Dream Home
Once you’ve established a price range, it’s time to decide what type of home will best suit your lifestyle. Think about things like access to schools, recreational facilities, what the neighborhood is like, and so on. Why you’re choosing to buy should help answer these questions for you — so think about it carefully. You may want to put this down in writing and create a needs vs wants list.
Working with us
We will become an important partner you can feel completely comfortable with. As your realtor we can help you find your dream home that meets both your needs and your budget. We will set you up with viewing appointments and help bring clarity to the complicated process of buying a home. You have chosen experienced and knowledgeable partners who you can be sure will represent your best interests.
Using the property search on this site and consulting with us, you will be able to find homes in your desired area. We’ll update you frequently regarding new listings and schedule appointments to tour the homes of your choice.
We can help you place an offer that the seller will either accept, counter, or reject. After we’ve negotiated an offer, we’ll need to conduct a home inspection and deal with any repairs (the cost of which we can help negotiate with the seller). Finalize your mortgage with a visit to your lender, and you’re ready to sign off on ownership. This typically takes place in the title company’s office. If your attorney’s office is more comfortable, that’s always a good option too.
At this point, congratulations are in order! Becoming a new homeowner is one of the most liberating things you’ll ever experience. There are many benefits to home ownership — pride of ownership, the ability to make home improvements, building equity, appreciation — the list goes on.